With regards to financial content on the site and chat:

 

The site and chat exist for educational purposes only, and the materials and information contained therein are for general informational purposes only.  Moreover, such materials and information are not intended to constitute or be perceived as creating a fiduciary relationship.  With regard to financial content contained therein: neither Total Life Changes llc, (“company”) nor its owners, officers, directors, employees, subsidiaries, affiliates, licensors, service providers, content providers and agents are financial advisors, or an investment advisory service, and nothing contained in the site or chat is intended to be or to be construed as financial advice, or legal, compliance, financial, tax, accounting or related advice.  

 

The information contained on the site and chat is based on sources and information reasonably believed to be accurate as of the time it was recorded or created. However, this material deals with topics that are constantly changing and are subject to ongoing changes related to technology and the market place as well as legal and related compliance issues. Therefore, the completeness and current accuracy of the in the site and chat cannot be guaranteed. 

 

The education and information presented on the site and chat is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. You, as an end user of this information may therefore use this content as a general guideline and not as the ultimate source of current information. You understand that you should consult your own legal, accounting and/ or other advisors, as appropriate, who can advise you based on your particular situation.

 

Any case studies, examples, illustrations, or testimonials cannot guarantee that you will achieve similar results. In fact, your results may vary significantly and factors such as market, personal effort and many other circumstances may and will cause results to vary.

 

Your use of the information contained herein is at your own risk. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content contained in the site. You will seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.

 

Any and all claims or representations, as to income earnings on the site, are not to be considered as average earnings.  There can be no assurance that any prior successes, or past results, as to income earnings, can be used as an indication of your future success or results.

 

Monetary and income results are based on many factors. Company has no way of knowing how well you will do, as they do not know you, your background, your work ethic, or your business skills or practices. Therefore, company does not guarantee or imply that you will get rich, that you will do as well, or that you will make any money at all.  Neither company nor its owners, officers, directors, employees, subsidiaries, affiliates, licensors, service providers, content providers and agents shall be held liable or responsible for any errors or ommissions in the materials discussed on the site or chat. Or for any damage you may suffer, including but not limited to, as a result of your failure to seek competent advice from a professional who is familiar with your situation.